MHADA Lottery 2026: Latest Draws, Income Limits, Eligibility, How to Apply and Check Results

City & Locality Guides

Akhilesh UpadhyayUpdated 7 Nov 2026 · 7 min read

Checked against official government sources. General information, not legal or financial advice.

The MHADA lottery is a computerised draw through which the Maharashtra Housing and Area Development Authority (MHADA) sells flats and plots below typical market prices to people in the EWS, LIG, MIG and HIG income groups. All applications are made online on housing.mhada.gov.in, and each regional board runs its own lottery. This guide covers the boards, the latest 2025–2026 lotteries, income limits, eligibility, documents, the deposit and refund, how to check results and what to do after you win.

MHADA says it has not appointed any middlemen or property dealers for its lotteries. Apply only on the official portal and never pay anyone to “fix” a result.

What is MHADA?

MHADA is the Government of Maharashtra’s housing body, set up in 1977 under the Maharashtra Housing and Area Development Act, 1976. It builds homes itself and also gets flats from private projects under the 20% inclusive housing scheme and from redevelopment. These homes are sold through lotteries run by its regional boards.

MHADA boards

The Mumbai Building Repairs and Reconstruction Board also adds flats to some Mumbai lotteries.

Latest MHADA lotteries (2025–2026)

The Mumbai 2026 lottery opened on 30 March 2026 and closed on 28 May 2026 after two extensions. Homes were in areas such as Vikhroli, Goregaon, Borivali, Chembur, Bandra, Ghatkopar, Wadala, Powai and Dadar, and about two-thirds were still under construction. Reported prices ranged from about ₹29 lakh for the cheapest EWS flats to ₹6.82 crore for one HIG flat in Tardeo. In August 2026, reports said MHADA was preparing its next Mumbai lottery of about 2,000–2,500 homes for early 2027.

MHADA income groups and limits

Family income means the applicant’s and spouse’s income. Limits for some boards outside Mumbai, Pune and Nagpur have been lower, so check the information booklet of the lottery you apply for.

Eligibility and documents

• You must be at least 18 years old and hold a Maharashtra domicile certificate with a MahaOnline barcode.
• You, your spouse and minor children should not own a home in the area covered by the scheme (check the booklet for the exact rule).
• Family income must fall within the group limit for the financial year named in the booklet.

Keep these ready: Aadhaar with a linked mobile number, PAN, email ID, domicile certificate, income tax return acknowledgement or a tahsildar income certificate, the spouse’s Aadhaar, PAN and income proof if married, and caste or special-category certificates if you apply under a reserved quota.

How to register and apply on housing.mhada.gov.in

1. Open housing.mhada.gov.in and register with your mobile number, Aadhaar and PAN.
2. Fill in your personal, income and bank details and upload the documents. MHADA checks documents before the draw, so only eligible applicants enter the lottery.
3. Choose the board’s lottery, then select your income group and the scheme codes you want.
4. Pay the ₹590 application fee and the earnest money deposit (EMD) online or by RTGS/NEFT before the deadline.
5. Download the acknowledgement and note your application number.
6. Check the draft list of eligible applicants and raise any objection within the window, then check the final list before the draw.

Deposit and refund

The EMD depends on the income group and the board. Recent Mumbai lotteries have asked for about ₹25,000 for EWS rising to about ₹1,50,000 for HIG, but always check the amount in the booklet. Unsuccessful applicants get the EMD back in the bank account given in the form, usually within about 7–10 working days of the draw. The application fee and GST are not refunded. Winners who surrender a flat may lose part of the deposit under the scheme rules.

How to check the MHADA lottery result

1. Watch the draw live on MHADA’s official YouTube channel or Facebook page.
2. After the draw, open housing.mhada.gov.in and go to the results section.
3. Select the board and lottery, then download the winners and waiting list for your scheme code, or search by application number.
4. Winners also get an SMS on the registered mobile number.

After allotment: what to check

• Download the provisional offer letter from your MHADA account and note every payment deadline. Missing one can cancel the allotment.
• Keep your original documents ready for the final check at the MHADA office.
• Arrange your home loan early. Lenders usually ask for the MHADA offer letter with the loan application.
• For under-construction flats, ask for the expected possession date and check the project’s RERA registration where it applies.
• Budget for stamp duty and registration on the agreement. See our stamp duty guide and the Mumbai and Pune ready reckoner rates.
• Read the lock-in and resale rules in your allotment terms. MHADA flats generally cannot be sold or transferred during the lock-in period.
• At possession, check the flat, the society formation and the maintenance charges.

More reading: Mumbai property guide 2026, home loan interest rates and checking property documents.

Frequently asked questions

Lottery dates, income limits, deposits and rules are set by MHADA and its boards and change with each lottery. Read the official information booklet on housing.mhada.gov.in before you apply. This guide is general information, not legal or financial advice. Sources: Maharashtra Housing and Area Development Authority (mhada.gov.in, housing.mhada.gov.in); 2025–2026 reports in the Free Press Journal, Outlook Money, Angel One, LatestLY and Housing.com on MHADA lotteries.

About the author

Akhilesh Upadhyay Founder, Housepartner.in

Akhilesh Upadhyay is the founder of Housepartner.in, an India-wide property portal. He has worked in Indian real estate since 2013, across residential and commercial property, plots and development-authority schemes. He writes and reviews Housepartner's buyer guides on RERA, land records, stamp duty and property documents.

More guides by Akhilesh Upadhyay → · LinkedIn

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