Ready Reckoner Rate Pune 2026-27: How to Check Online and Calculate
The ready reckoner rate in Pune is the minimum value per square metre that the Maharashtra government fixes for land and buildings in each area of the city. Stamp duty and registration fee are charged on the ready reckoner value or the agreed price, whichever is higher. For 2026-27, Maharashtra kept ready reckoner rates unchanged, so the rates that came into force on 1 April 2025 still apply. In that revision, rates rose by about 4.16% in Pune city and about 6.69% in Pimpri-Chinchwad. This guide explains what the ready reckoner rate is, how to check it for your area on the IGR Maharashtra website, how to calculate property value and stamp duty from it, and what to keep in mind when buying in Pune.
- Also called: RR rate, Annual Statement of Rates (ASR), government valuation
- Set by: Department of Registration and Stamps, Maharashtra (IGR Maharashtra)
- 2026-27: unchanged; the rates effective from 1 April 2025 continue
- Last revision (1 April 2025): about 4.16% rise in Pune city, about 6.69% in Pimpri-Chinchwad
- Unit: rupees per square metre, separately for open land, residential, office, shop and industrial use
- Where to check: igrmaharashtra.gov.in (eASR / ready reckoner section)
- Used for: stamp duty, registration fee, capital gains and home loan valuation checks
What is the ready reckoner rate?
The ready reckoner rate is the government’s minimum value for property in a given zone. It is published every year (usually from 1 April) in the Annual Statement of Rates. Each village or area is divided into zones and sub-zones, and each has separate rates for:
- Open land
- Residential (flats and houses)
- Office
- Shops
- Industrial
Rates are given per square metre. Property cannot be registered for stamp duty purposes below this value. Other states call it the circle rate (Uttar Pradesh, Delhi, Haryana) or guidance value (Karnataka, Tamil Nadu).
Ready reckoner rate Pune 2026-27: what changed
| Year | Change in Pune city | Change in Pimpri-Chinchwad |
|---|---|---|
| 2025-26 (from 1 April 2025) | About 4.16% increase | About 6.69% increase |
| 2026-27 (from 1 April 2026) | No change | No change |
Because rates were not revised for 2026-27, stamp duty on the same property is the same as last year, unless the agreed price is above the ready reckoner value.
How to check the ready reckoner rate in Pune online
- Go to igrmaharashtra.gov.in, the website of the Department of Registration and Stamps.
- Open the eASR / Annual Statement of Rates (ready reckoner) section.
- Select the year (the current rates are the 2025-26 rates, continued for 2026-27).
- Select the district (Pune), then the taluka and the village or area. For Pune city areas, choose the municipal corporation area (PMC or PCMC).
- Find your zone or sub-zone, using the survey or CTS number and the zone description.
- Note the rate for your property type (residential, office, shop, open land) per square metre.
Zone boundaries matter more than the area name. Two buildings in the same locality can fall in different zones, so match the survey or CTS number on your documents.
How to calculate property value and stamp duty in Pune
Basic formula: ready reckoner value = ready reckoner rate (per sq m) × area of the property (sq m). The rules allow adjustments, for example for the floor, lift, age of the building and type of construction, so the final value on the IGR calculation can differ slightly.
Illustration only: a 1,000 sq ft flat (about 92.9 sq m of built-up area) in a zone with an assumed residential rate of ₹80,000 per sq m:
- Ready reckoner value: 92.9 × ₹80,000 = about ₹74.3 lakh
- If the agreed price is ₹70 lakh, stamp duty is charged on ₹74.3 lakh (the higher value)
- If the agreed price is ₹85 lakh, stamp duty is charged on ₹85 lakh
The rate in this example is assumed. Use the actual rate for your zone from igrmaharashtra.gov.in.
Stamp duty and registration charges in Pune
| Buyer (Pune urban areas) | Stamp duty (incl. metro cess / local body levy) |
|---|---|
| Man | About 7% |
| Woman | About 6% (1% concession) |
| Man and woman jointly | About 6.5% |
Registration fee: 1% of the property value, up to a maximum of ₹30,000. Rates can differ for areas outside municipal limits, and the women’s concession has conditions, so confirm the exact amount on the IGR Maharashtra stamp duty calculator before paying. See our stamp duty in India guide for other states.
Ready reckoner rate vs market rate
- Ready reckoner rate is the government’s minimum value for stamp duty.
- Market rate is what buyers actually pay, which is usually higher in popular areas such as Baner, Hinjewadi, Kharadi or Wakad.
- If you buy below the ready reckoner value, stamp duty is still on the ready reckoner value, and the difference can have income tax effects for both buyer and seller (Sections 56(2)(x) and 50C of the Income Tax Act, with a tolerance band).
Learn how to compare prices in our guide on how to negotiate property price, and read about carpet area vs built-up area before you calculate.
Buying property in Pune: quick checklist
- Check the ready reckoner rate for the exact zone and property type.
- Check the project’s MahaRERA registration number for new projects.
- Verify the title, 7/12 extract or property card, and encumbrance before paying.
- Budget for stamp duty, registration fee, GST (for under-construction homes) and society charges.
Read our best localities to invest in Pune, the Pune real estate market analysis, the property registration process, and browse property listed in Pune.
Frequently asked questions
What is the ready reckoner rate in Pune for 2026-27?
Maharashtra kept ready reckoner rates unchanged for 2026-27, so the rates effective from 1 April 2025 still apply in Pune. Check the rate for your zone on igrmaharashtra.gov.in.
How much did the ready reckoner rate increase in Pune in 2025?
In the revision effective 1 April 2025, ready reckoner rates rose by about 4.16% in Pune city and about 6.69% in Pimpri-Chinchwad.
How do I check the ready reckoner rate in Pune online?
Go to igrmaharashtra.gov.in, open the eASR (Annual Statement of Rates) section, select the year, Pune district, taluka and village or area, find your zone, and note the rate for your property type.
How is the ready reckoner value calculated?
Multiply the ready reckoner rate per square metre for your zone and property type by the area of the property in square metres. Adjustments for floor, lift and age of the building can apply.
Is stamp duty paid on the ready reckoner rate or the agreement value?
Stamp duty is paid on whichever is higher: the ready reckoner value or the agreement value.
What is the stamp duty in Pune?
In Pune urban areas, stamp duty including metro cess and local body levy is about 7% for men, 6% for women and 6.5% for joint man-woman ownership. The registration fee is 1%, up to ₹30,000.
What is the difference between ready reckoner rate and circle rate?
They mean the same thing: the government’s minimum property value for stamp duty. Maharashtra calls it the ready reckoner rate; Uttar Pradesh, Delhi and Haryana call it the circle rate.
Can I register property below the ready reckoner rate?
You can agree a lower price, but stamp duty will still be charged on the ready reckoner value, and the difference may have income tax effects for both buyer and seller.
Ready reckoner rates, stamp duty and concessions are set by the Government of Maharashtra and can change. Check the current rate for your zone and calculate the exact stamp duty on igrmaharashtra.gov.in before paying. This guide is general information, not legal or tax advice. Sources: Department of Registration and Stamps, Maharashtra (igrmaharashtra.gov.in); reports on the 2025-26 revision and the April 2026 decision to keep rates unchanged.
