CIDCO Lottery 2026: Latest Navi Mumbai Draws, High Court Stay, EWS and LIG Eligibility, Fees, Prices and How to Apply

Legal & RERA

Akhilesh UpadhyayUpdated 8 Nov 2026 · 7 min read

Checked against official government sources. General information, not legal or financial advice.

The CIDCO lottery is the computerised draw through which the City and Industrial Development Corporation of Maharashtra (CIDCO) allots its own affordable flats in Navi Mumbai. Applications are made online on cidcohomes.com under the “My Preferred CIDCO Home” scheme, where you pick the flats you want and pay a booking amount to enter the draw. This guide covers the 2025–2026 draws, the High Court case, eligibility, fees, prices and how to apply.

Apply only on the official CIDCO website. CIDCO allots flats only through its official portal, so never pay anyone who promises a flat or a “sure” result.

CIDCO lottery 2025–2026: timeline

As of November 2026, the CIDCO website shows a one-time window for EWS applicants of the December 2025 and August 2026 schemes to submit pending documents, and an extended confirmation payment deadline of 20 November 2026. Check the notices on cidcohomes.com for the latest dates.

The Bombay High Court case

On 25 March 2026, the Bombay High Court stayed the allotment of nearly 25,000 CIDCO flats built under PMAY (Urban) 2.0. The court questioned why people earning more than ₹6 lakh a year could apply in the LIG category with no upper income cap. On 27 July 2026 it refused to lift the stay until it decides the case (Abheeshek Shashikant Israji v. State of Maharashtra). Because of this case, CIDCO has held only EWS draws since then. If you applied in the LIG category, watch CIDCO notices for the outcome.

Eligibility

• Age 18 or above.
• A Maharashtra domicile certificate showing at least 15 years’ residence in the state.
• EWS: annual family income up to ₹6 lakh, and the applicant, spouse or unmarried children must not own a pucca house anywhere in India.
• LIG (December 2025 booklet): income above ₹6 lakh, with no house in Navi Mumbai. This rule is under challenge in the High Court.
• Eligible EWS buyers may get a ₹2.5 lakh PMAY subsidy (₹1.5 lakh from the Centre and ₹1 lakh from the state), subject to conditions.

Fees, booking amount and refunds

Unsuccessful applicants get the full booking amount back. If an allotment letter is cancelled for non-payment, the refund is reduced by ₹5,000 plus GST. If you surrender a flat after allotment, the booking amount and 10% of instalments paid are forfeited.

Listed prices (December 2025 scheme)

Selected 1 BHK and 2 BHK prices as listed on cidcohomes.com after the 10% cut. Areas are usable carpet area.

LIG flats on the 6th floor and above carry a floor rise of ₹10 per sq ft per floor. Other charges may apply, so read the information booklet for the full cost. The August 2026 scheme used the same prices for Taloja, Kalamboli and Kharghar. Compare carpet areas with our carpet area guide.

Documents

• Aadhaar (with a linked mobile number) and PAN
• Maharashtra domicile certificate with barcode
• Income proof: ITR, tehsildar income certificate, salary slips or employer certificate
• Bank details with a cancelled cheque or passbook copy
• Recent photograph and email ID
• Caste or other category certificate, where you apply under a reserved quota

How to apply for the CIDCO lottery

1. Open cidcohomes.com and click register or login. Sign up with your mobile number and OTP.
2. Complete KYC with Aadhaar OTP and PAN.
3. Add bank details and upload a cancelled cheque or passbook page.
4. Enter applicant and co-applicant details, choose your category and upload the documents.
5. Pay the registration fee of ₹200 plus GST online.
6. When the preference window opens, choose up to 15 preferences (project, tower and floor).
7. Pay the booking amount before the last date. Only paid applications enter the draw.

How the draw and results work

The December 2025 booklet describes a computerised draw in three rounds, with up to five choices per round. Applicants are taken in random order, with applicants with disabilities first, and each gets the first available flat from their list. Anyone left out after three rounds goes to an “Allot Any” round and must consent within 15 days; otherwise the booking amount is refunded in full. The booklet uses an “unallocated list” rather than a waiting list.

Winners lists are posted on cidcohomes.com, and CIDCO sends updates by SMS and on its app. Winners then pay the confirmation amount and follow the allotment letter.

Before you apply

• Check your income and house-ownership status against the category rules.
• Keep the booking amount ready in your own bank account; refunds go back to it.
• Read the booklet for possession dates. CIDCO lists them subject to the occupancy certificate.
• Check the project’s MahaRERA registration and plan for stamp duty and home loan costs.
• Call CIDCO customer care (+91 8062368000 or +91 9930870000) for doubts.

More guides: MHADA lottery, PMRDA lottery, Navi Mumbai real estate, NMMC property tax, stamp duty in Maharashtra, MahaRERA and our home loan EMI calculator.

Frequently asked questions

CIDCO schemes, prices, fees and dates change, and the High Court case may change the rules for non-EWS applicants. Check the current booklet and notices on cidcohomes.com before you pay. This guide is general information, not legal advice. Sources: CIDCO (cidcohomes.com, December 2025 information booklet and project list); Bombay High Court orders of March and July 2026 as reported by LiveLaw; 2025–2026 reports in The Free Press Journal.

About the author

Akhilesh Upadhyay Founder, Housepartner.in

Akhilesh Upadhyay is the founder of Housepartner.in, an India-wide property portal. He has worked in Indian real estate since 2013, across residential and commercial property, plots and development-authority schemes. He writes and reviews Housepartner's buyer guides on RERA, land records, stamp duty and property documents.

More guides by Akhilesh Upadhyay → · LinkedIn

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