Ludhiana Property Tax: Pay Online, 10% Rebate and Penalty Dates
Checked against official government sources. General information, not legal or financial advice.
Property tax in Ludhiana is paid to the Municipal Corporation Ludhiana, online on mcludhiana.gov.in or at the corporation’s zonal suvidha kendras. In recent years the corporation has given a 10% rebate for paying the full year’s tax by 30 September. There is no penalty until 31 December; after that a 10% penalty applies, rising to 20% plus 18% yearly interest after 31 March.
- Collected by: Municipal Corporation Ludhiana
- Pay online: mcludhiana.gov.in
- Pay in person: Zonal suvidha kendras
- Rebate: 10% for paying the current year’s tax by 30 September
- Penalty: 10% from 1 January; 20% plus 18% yearly interest after 31 March
In this guide
How to pay Ludhiana property tax online
- Open mcludhiana.gov.in and choose the property tax option.
- Find your property by its property ID or earlier receipt details, or fill in the self-assessment form for a property that is not yet on record.
- Check the covered area, use and the amount shown, including any arrears.
- Pay online and download the receipt.
You can also pay at the zonal suvidha kendras. The corporation usually keeps them open on weekends close to the rebate and penalty deadlines.
Rebate, due dates and penalties
The schedule MC Ludhiana followed in 2024-25 and 2025-26:
| When you pay | What applies |
|---|---|
| By 30 September | 10% rebate on the current year’s tax |
| 1 October to 31 December | No rebate, no penalty |
| 1 January to 31 March | 10% penalty |
| After 31 March | 20% penalty plus 18% yearly interest |
These dates follow the Punjab government’s yearly orders. Check the current year’s notice on the corporation’s website before you pay.
⌂Looking for a property?See homes, plots and shops listed by owners and agents.BrowseHow MC Ludhiana works out the tax
Property tax in Punjab’s cities works on self-assessment: the owner declares the plot and covered area, whether it is residential or commercial, and whether it is self-occupied or rented, and the tax follows the rates set for that category and location. The online form on the corporation’s website calculates the amount once these details are filled in.
For the general method used across Indian cities, see how property tax is calculated.
Documents to keep ready
- Property ID or the last tax receipt
- Owner’s name, mobile number and email as registered with the corporation
- Sale deed or allotment letter (for a new property or a name change)
- Details of the built-up or covered area and how the property is used
Before you buy a property in Ludhiana
- Ask the seller for the latest property tax receipt and a no dues certificate. Unpaid tax stays with the property, so the buyer can end up paying it.
- After registration, apply to the corporation to change the owner’s name in the tax records.
- Check the land record before you pay a token; see our Punjab jamabandi guide.
Related guides
- Stamp duty in Punjab
- Punjab land record (jamabandi)
- Property tax rules across India: our property tax guide
Ludhiana property tax: common questions
What is the last date for the Ludhiana property tax rebate?
In recent years, 30 September. Paying the full year’s tax by then gives a 10% rebate.
Is there a penalty if I pay Ludhiana property tax in November?
No. From 1 October to 31 December there is no rebate and no penalty.
What is the penalty for late property tax in Ludhiana?
10% from 1 January to 31 March. After 31 March the penalty rises to 20% and 18% yearly interest is added.
How do I pay Ludhiana property tax online?
On mcludhiana.gov.in, using your property ID or the self-assessment form.
Where can I pay Ludhiana property tax offline?
At the Municipal Corporation’s zonal suvidha kendras.
Checked in November 2026 against Municipal Corporation Ludhiana announcements for 2024-25 and 2025-26 as reported in the press. Rebate windows and penalty rules are announced each year, so confirm the current figures on mcludhiana.gov.in before you pay. This guide is general information, not legal or tax advice.
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